Leslie Newlife

Calming Crystals for Our Elderly Loved Ones

A senior’s life is rich with the treasures accumulated through a lifetime of living. Family and friends can make aging more enjoyable, but many difficulties come with age.

On the other hand, being a senior citizen has a slew of disadvantages. It’s not uncommon for these folks to have physical ailments such as joint discomfort or back pain and high or low blood pressure or cardiac difficulties. Emotional distress is a factor in a small number of cases, and it should not be undervalued.

To help our elderly loved ones, we must provide them with support or counsel. However, you may assist your physical well-being by learning to harness the energy around you daily. As mentioned by ZenandStone.com, the earth’s human tendencies can be harnessed through the use of crystals. 

Give your elderly loved one a gift of light and love with the help of the crystals listed below.

Aquamarine

As you become older, you risk losing some of your vision’s acuity. Unlike a surgical procedure, Aquamarine is an excellent gemstone for promoting mental clarity and relaxation. A high-quality Aquamarine stone is a fantastic stress reliever since it may absorb some of the problematic or stressful energy that our elderly loved ones experience as they age.

Amethyst

The therapeutic properties of Amethyst are well-known. Seniors can benefit significantly from this master healer. As a start, Amethyst’s healing powers can assist a person in transforming their negative energy into positive ones, allowing them to better deal with emotions like wrath, fear, and worry. Positive feelings can be generated from unpleasant emotions like wrath and anxiety.

Rose quartz

Rose Quartz is the crystal for you for those of us who are in our golden years. It helps us tap into the abundance of love around us. Anyone of any age may benefit significantly from the power of love, and Rose Quartz is a powerful tool for conveying that love. Because love is an action verb, give a high-quality Rose Quartz gem as a token of your affection.

Lepidolite

As you become older, you will have to deal with more and more change, and accepting that change can be difficult. Lepidolite is the most delicate stone for a loved one struggling to adapt to a new way of life, especially if they are elderly. It is also known as the “stone of transition” since it aids in releasing and rearranging old behavioral and psychological patterns.

Stress and depression are soothed and reduced with the help of this stone’s emotional healing properties. For smooth transitions, Lepidolite is an excellent stone. This gemstone is a useful aid in rewriting one’s thoughts.

Amazonite

Amazonite is well-known for its ability to help those who possess it to heal both physically and emotionally. With the power of an Amazonite stone, it’s easy to offer your elderly loved one the gift of well-being.

It’s everything here! These five stunning stones are likely to brighten the day of your senior loved ones and inspire them to choose a better lifestyle. With the correct selection of gemstones, you may easily filter out the unpleasant energies that pollute your life force. Invest in an older loved one’s power pack today.

Easy Ways to Do Physical Therapy at Home for Seniors

Maintaining physical well-being is especially important as a senior. Physical therapy is an excellent tool for prevention instead of treatment. Suppose physical therapy treatments are unavailable to you or your physical mobility limits you. In that case, you can easily incorporate these routines and movements as a part of your home care.

Chair Yoga

Chair yoga is one of the many easy ways for seniors to improve their mobility from home. It only requires a chair and a few minutes doing specialized poses and movements for improved posture and physical health. If you’re a senior who struggles with mobility and getting around the house, this stationary exercise is perfect for you. You can easily find videos online or printable instructions on how to perform the chair yoga exercises.

Resistance Band Workouts

Another easy way to do physical therapy at home is by using resistance bands. Resistance bands are stretchy elastic bands that create resistance when you apply tension. You can apply tension by pulling the ends of the bands in opposite directions. The best part about this workout is that you can use it on the arms or legs while standing in one spot.

This form of therapy is excellent for building strength and stretching out tense muscles, and it’s a cheap and safe method of PT at home. There are plenty of instructional videos for resistance band exercises online.

Dynamic Stretching

Stretching is an essential kind of physical therapy and is one of many fall prevention exercises. There are many benefits of stretching, including improved posture, mobility, joint health, circulation, and relaxation, among many more. Dynamic stretching explicitly requires a bit of movement to the stretch, which helps warm up the muscles and prepare them for exercise or strenuous activity. Swinging your leg back and forth, for example, is an excellent dynamic stretch.

Power Walking

Power walking is another easy way to do physical therapy at home. You can power walk anywhere at any time with no equipment. Power walking refers to the effort put into walking by increasing pace, rigor, or speed. You can add light weights to your walk to increase the difficulty and boost your heart rate, which is great for circulation. Try power walking laps around your home or even in your driveway to increase your steps for the day.

Retiring Abroad: The Pros and Cons

Finding a special place in the sun and retiring abroad is a dream for many. Retiring overseas offers many benefits for those who can make it work. In this post we’re going to examine the questions of why retire abroad and offer some insight into how to prepare for retiring abroad. We will also look at the pros and cons of, as well as the costs of retiring abroad. Read on to find out more!

Why Retire Abroad?

First let’s look at the reasons why people retire abroad to begin with.

● Change of Pace

After a lifetime living, working and grinding in America, many retirees simply feel ready for a change of scenery and a more relaxed pace of life. Whilst there are many great things about life in the US, there is no denying that it is a high pressure, high stress society. On the other hand, in dream retirement destinations like Greece, Thailand and Mexico, the pace of life is typically a lot gentler and people take the time to enjoy themselves.

● Weather

Then there is the weather. Cities like New York experience harsh, cold winters and stifling hot summers. Aside from being plain unpleasant, these conditions can actually be dangerous for us the older we get and each year. Seniors die either in cold snaps or in heat waves. This is why many Americans aspire to retire to the parts of the Mediterranean, Southeast Asia or Latin America where the climate is kinder and more temperate.

● Money

Then of course there are the cost benefits involved. The US is amongst the most expensive countries in the world and life here is only getting more expensive. Remember that a retired person has to ensure that their pension and savings lasts them the remainder of their days but unfortunately, the rising costs of American life could drain through it prematurely.

Countries like the Philippines, Thailand and Belize are comparatively very cheap to live and that American pension will go a lot further – especially considering the $1000’s of dollars saved each in heating costs.

The Challenges of Retiring Overseas

While retiring abroad is a dream for many and can work out very well, it is not exactly straightforward. There are actually many challenges involved in retiring abroad which must be overcome along with some other drawbacks which retirees may simply have to accept.

● Homesickness & Family Issues

Moving abroad can be wonderful and even as a retiree, it is possible to begin a new and enriching chapter of one’s life. However, even the happiest, most settled ex-pat will feel some homesickness and will miss something about the US. Bouts of homesickness do tend to come and go and are usually not severe enough to make anybody seriously regret their move.

However, missing family members is a different beast. This can be particularly hard to take if our children are having children of their own – watching grandkids grow up via a Zoom meeting is not the same as been there and teaching them how to fish.

● Stability

Most retirees aim to re-settle in the developing world and developing countries do experience instability from time to time. Political coups, civil wars and civic disorder are rare, but not unheard of in the developing world and these issues can cause huge problems for expats, especially ones who are perhaps not as healthy and exuberant as they used to be.

● Healthcare

Before moving abroad, any retiree needs to educate themselves about the healthcare standards in their new home. Our health deteriorates as we age and the likelihood is that we will need more medical care in our twilight years than in the rest of our lives.

Many countries have excellent private healthcare facilities that expats can usually comfortably afford but it is crucial to look into this before making any move.

● Costs of Retiring Abroad

Retiring abroad can be seriously expensive. Firstly there are the associated costs of buying or leasing a property including local lawyer and translation fees and then there is the cost of moving one’s personal possessions to another country – transporting a shipping container generally costs thousands of bucks.

On the other hand, it may work out cheaper to leave personal possessions behind and simply buy them or rent them again.

● Taxation

American citizens are legally obliged to pay their taxes in the US regardless of where they live or earn money. However this does not necessarily exempt them from paying local taxes which means a lot of American expats (whether working or retiring abroad) pay taxes twice. This can of course prove impossible for some pensioners who simply cannot afford it.

● Transfer Fees

Moving one’s money from the US to another country can be expensive. Foreign transfer fees can be high and really add up when it’s large sums of money. As such, moving an American pension into a Thai, Greek or Mexican bank account can put a serious dent in its value. That said there are ways to cut costs here and ultimately, it will usually prove to be a price worth paying.

Final Thoughts on How to Prepare For Retiring Abroad

For sure, retiring abroad remains a dream for many. Retiring overseas can offer a better standard of life than spending one’s autumnal years in the US so it is easy to understand why retire abroad. In this guide we have hopefully shown you how to prepare for retiring abroad and offered something of a heads up about the costs of retiring abroad. So why not make that dream come true?!

Must-Bring Items When Moving Your Loved One into a Nursing Home

Moving your loved one into a nursing home can be incredibly stressful, both for you and your loved one. To make the process easier, knowing which items are essential for them to live a comfortable, productive life is critical. After all, this is the next step in their lives, and you’ll need to help emphasize how this is not some type of preparation for the end. To ensure you can perform this critical step of their transition effectively, here are some must bring items when moving your loved one into a nursing home:

Personal Care Items

Having the basics is key to living a comfortable life. Packing deodorant, razors, aftershave, lotions, and other important personal care items for your loved one will keep them happy, healthy, and clean. Especially as they are adjusting to their new community, cleanliness will help them feel confident as they work to make new friends. If your loved one needs help keeping themselves groomed, letting the staff know about your loved one’s preferences in this area is highly recommended.

Electronics

There are more electronic entertainment options than ever before in today’s high-tech world. While there will be plenty of community events for your loved one to enjoy in their new community, quality personal time is also crucial. Tablets, computers, and smartphones can also make it simple for your loved one to keep in contact with their family. Just make sure you tell them to limit their screentime to a reasonable amount.

Decorations

Nothing can make you feel displaced quite like a new living space. However, if you decorate that new living space with personal items and images that mean a lot to you, it’s easy to adjust. Helping your loved one pick out the decorations that will keep their new room as cozy as can be will make their transition that much smoother.

Keepsakes

Speaking of decorating, valuable keepsakes are another key category of items that will ensure your loved one has a comfortable transition into their new home. Family heirlooms, pictures of their family and pets, and other nostalgic items are a necessity. Once again, helping your loved one pick out the most crucial keepsakes will be critical. If they cannot bring everything with them, be sure to help them secure a place to store the remaining keepsakes. Who knows, they may want to redecorate their room sometime in the near future.

Books, Books, Books

Older generations are especially fond of reading. Reading is not only relaxing, but it helps to keep the mind active and growing (and can even help fight off the effects of dementia)! Grab a nice bookshelf for your loved one’s room, grab their favorite stories and add a healthy stack of to-be-read books and they’ll have a healthy, immersive source of entertainment to enjoy. Your loved one can even continue their education in areas they love with the right books at their side. Access to quality books can help cut down on their screen time as well!

Casual Outfits

Comfortable outfits for hanging around their rooms will make up a large portion of your loved one’s wardrobe in the nursing home. However, making sure they have flashier, more socially appropriate outfits to wear to social gatherings and community events is important as well. Not only will this help them retain their individuality, but it will give them the confidence they need to help spotlight their fantastic personality.

Non-Slip Slippers & Bathrobes

Bathtime is one of the most critical everyday events at nursing homes. It can also be one of the most complicated, as many residents need assistance when bathing. Whether your loved one needs assistance or not, two items will help keep their bathtime safer and more comfortable: non-slip slippers and bathrobes. Keeping them from falling in the shower will ensure they never find themselves injured during this should-be-calming everyday activity.

Storage Containers

Bookshelves are not the only storage necessity your loved one will need. Compact, easy-to-store containers for their clothes, personal items, keepsakes, and more will be critical. Setting up their storage in a way that will keep their room from being cluttered, and which will allow them to easily access their items is of the highest importance. For loved ones that are living in a shared room or space, this step becomes that much more critical to their future comfort.

Here’s to Your Loved One’s Exciting New Journey

When making such a huge transition, having items that remind you of who you are and where you’ve been is incredibly comforting. You can provide this exact support for your loved one by ensuring they have every single one of these items on this list as they move into their new home. With the right entertainment, snazzy clothing, and personal items at their side, they can confidently start this exciting new chapter in their journey.

Reducing the Stress of Choosing a Healthcare Provider

Your health and wellness play a vital role in the quality and span of your life. Most people learn in grade school the basics of maintaining good health through diet and nutrition, physical fitness, and steering clear of bad habits like smoking, drinking, or using drugs. Unfortunately, many ignore this advice until they get older or their health becomes compromised in some way.

That’s where healthcare professionals like primary care physicians, dentists, and optometrists, come into the picture. They’ve gone through years of schooling and extensive training that enable them to assist patients in preventing illness and disease, treating medical problems, and managing existing long-term conditions. While most are aware of these healthcare professionals and the benefits of visiting regularly, finding the right provider is another story. 

The Many Factors of Finding The Right Healthcare Provider

Choosing a healthcare provider isn’t easy. Whoever you choose will be responsible for caring for your medical needs, which is why you shouldn’t make the decision lightly. They will have access to some of the most intimate details of your life. Naturally, you want someone qualified in their industry, but having a degree isn’t the only factor to consider. 

When searching for a healthcare provider, you must look at education, experience, types of services, costs, accepted forms of health insurance, and patient rapport. Comfortability and the healthcare provider’s medical ideology are other factors potential patients should assess. Lastly, there’s the professionalism and demeanor of the support staff, the efficiency of medical equipment, and the overall privacy and protection of patient health and data. 

Simplifying The Process

Trying to evaluate each of these factors is stressful. Although you can always change doctors if you’re not satisfied, choosing the wrong healthcare provider is a waste of time and money and could potentially put your health and wellness at risk. Luckily, that doesn’t have to happen. Simplifying the process can save time, reduce stress, and help you make an informed decision about your healthcare provider. 

List Medical Preferences

Before you start searching the internet for healthcare providers, create a list of your preferences. Do you want someone of a certain gender, race, or ethnic background? Are you interested in traditional medical solutions like prescriptions and surgeries, or do you prefer a holistic approach? Do you have any existing medical conditions that you’d like your healthcare provider to specialize in? Ultimately, you want to list everything you want in a doctor, dentist, or other medical experts. 

Ask People You Trust

Patient reviews can provide some insight into what you can expect from a particular healthcare provider, but the best recommendations come from people you know and trust. Ask your friends, relatives, neighbors, or co-workers about their healthcare providers. Since they know and interact with you regularly, they’re more inclined to give you their honest opinion so you can get the best care possible. 

Use Healthcare Directories

Healthcare directories can make finding a suitable medical provider more manageable. You can enter criteria ranging from location and specializations to accepted insurance and patient ratings. The directories will narrow down your options to the medical experts that best match your preferences. 

Schedule Consultations

The final step in finding a healthcare provider is having a consultation. It’s the point in the process where you get to sit and talk with a medical expert one-on-one. It’s an opportunity to go more in-depth about your needs and find out more about the services they offer. During the consultation, you can ask questions like whether they have telehealth hours, what security measures they take to protect patient data, or how much their services cost. 

The ideal healthcare provider should have flexible healthcare solutions to accommodate your needs, several financial options for affordable care, and comprehensive healthcare cybersecurity solutions to secure patient data. They should also make you feel at ease and optimistic about achieving optimal health and wellness. Consultations also enable you to interact with support staff and evaluate the overall patient experience. 

Selecting a healthcare provider is more than looking for someone that accepts your insurance. Whoever you choose is directly responsible for your well-being. Ultimately, evaluating the many traits of a quality doctor is extensive; making a decision is often stressful. Rather than allow the stress to overwhelm you, use the tips listed above to simplify the process so you can find a medical expert that’s best for your health and wellness.

How Much Does Assisted Living Cost? The Ultimate Guide

Did you know that almost 1 million people are living in residential care communities? If you or a loved one has been considering assisted living, you likely want to know whether or not you can afford it.

So exactly how much does assisted living cost? Sadly, there’s no easy answer to this question. But to get you closer to an estimate, we made this article.

In it, we’ll break down everything you need to know about assisted living costs. That way, you can decide if it’s a viable solution to your situation.

How Much Does Assisted Living Cost on Average?

Unfortunately, there’s no specific average when it comes to assisted living costs. Often, when you start looking, you’ll only get broad ranges or starting prices for elderly care.

Most of the time, you can expect assisted living facilities to charge between $3,000 and $6,000 per month. The average cost is around $4,300 per month.

If this is the first time you’re seeing the cost of assisted living, you might be wondering why it’s so expensive.

The answer is because of all the things included with it. We’ll go into more detail about what’s included in the next section.

What Amenities Are Included With the Cost?

The main thing you’re paying for with assisted living homes is the cost of care. With assisted living facilities, you’re getting less care than a nursing home, but more than you’d get with a home health aide.

The employees of the facility help you with your daily living activities. This includes things like eating, dressing, bathing, moving, toileting, and continence.

However, many assisted living facilities also come with amenities. The benefits of assisted living can often increase the price. This includes things like:

  • Daily housekeeping
  • Laundry services
  • Restaurant-style meals
  • Television packages
  • Enrichment programs
  • Transportation services
  • Wellness programs
  • Emergency call systems

Make sure you contact the specific assisted living facility you’re interested in to see what’s included with the price. You should also try scheduling a tour to see these benefits for yourself.

What Factors Affect the Cost?

The first thing that affects assisted living prices is the state you live in. If you live in a more populated area, then the cost of the facilities is likely to be higher.

That’s why in Washington D.C., the cost of assisted living per month is almost $7,000 per month, while in Missouri it’s $3,000.

However, a more common factor in determining the cost is the level of care that you or your loved one requires. If a resident requires a lot of hands-on care, you can expect their cost per month to increase.

Similarly, if a resident is fairly independent, it won’t be as expensive. So how do facilities determine the level of care that someone requires?

Typically, they do this by asking a lot of questions about their daily routine. You can expect a lot of care assessments to include questions like:

  • Does the individual require help with bathing?
  • Is the individual able to dress by themselves?
  • Does the individual require help with grooming?
  • How mobile are they?
  • Are they able to handle their incontinence?
  • Do they need help eating?
  • Can they do their laundry?
  • What medications do they take?

If you or your loved one needs help with some or all of these things, it’ll be more expensive. The last thing that determines the cost is the size and nature of the facility.

The more square footage you’re getting, the more expensive it’ll be. Similarly, the more amenities included, the more costly it’ll be.

How Can You Pay for Assisted Living?

If you’re like many families, you might be overwhelmed by the cost of assisted living. If you’re able to, you might be able to get your assisted living covered by Medicaid.

All you need to do is take a free eligibility test to see if you qualify. Here are some of the other ways you may be able to pay for it:

  • Veteran’s benefits
  • Life insurance
  • Pooling together your family resources
  • Long-term care insurance
  • Annuities
  • A reverse mortgage
  • Renting out an old home
  • Bridge loans

Make sure to discuss your financing options with the assisted living facility you’re interested in. They may be able to point you toward programs or other resources that can help you pay.

How to Find the Right Assisted Living Facilities

Getting your search started for the right assisted living facility can be challenging. The important thing is to break it down into manageable parts.

First, lay out the budget you or your family have for the accommodations. This will help cross off some of the more expensive options right off the bat.

Next, you should make sure that you like the location and surroundings. For example, this assisted living community is close to theaters, shops, and even a baseball stadium. If walking to areas is important to you, then you should avoid facilities that are isolated.

Finally, you should make sure that they can accommodate the level of care that you or your loved one requires. Ideally, you’ll have a shortlist of some good candidates in your area.

Once you have a few, call each of them. Schedule a visit and tour the facilities. If it seems like a good fit, you can start the application process.

Enjoy Learning About Assisted Living Costs?

We hope this article helped you answer the question, “how much does assisted living cost?”

As you can see, assisted living isn’t cheap. With this solution, you’re essentially paying for both housing and healthcare.

The good news is that there are a lot of funding options for people in need of financial assistance. So call your local assisted living facility and see what they can do today.

We hope you found this guide informative. Keep exploring our website to learn more about subjects like this one.

4 Common Scams Targeting Older Adults and How to Recognize Them

Scammers are targeting people every day in ways you may not recognize. They target all age groups, but the most at-risk age community is seniors. Some target elders because they often have more net worth. Based on a CNBC report, the median household net worth in the U.S. is $121,700, but it’s almost double that for those in their late 50s and early 60s.

Older adults are most vulnerable to financial scammers around retirement age. Some scammers target low-income, financially vulnerable seniors—a group likely to fall for such idyllic offers. While most scammers are strangers, in some cases, they’re friends or family.

Here are four common scams seniors should look out for:

1. Imposter Scams

Imposter scams are one of the most common amongst seniors. They tend to impersonate an important person that you trust, such as the IRS or the Social Security Administration. Imposter scammers call to trick you into sharing personal information like your bank information, password, or your social security number. They also pretend to be someone you know personally to persuade you into sharing confidential information. According to consumer.gov, imposters may call and say:

  • They’re calling from a tech support company about a problem with your computer

  • You owe money to the IRS or another government agency

  • You just won a prize but you have to pay fees to get the prize

  • A friend is in trouble and needs your help

In some cases, victims of these scams are threatened with legal actions if they don’t follow directions. In other cases, imposter scammers may call from an unknown caller ID or a scam-likely caller ID. Unfortunately, these scams often end with a large amount of stolen money that you are highly unlikely to get back. That’s why it’s important to recognize scams and never share personal information or wire money. As a reminder, the IRS will never ask for personal information through the phone, so if you get a call that claims to be the IRS asking for this, hang up immediately and report it to the FTC.

2. Medicare Scams

Medicare scams involve imposters that pretend to be medical representatives trying to get elders’ personal or medical information. Scammers also may call to provide Medicare benefits and discounted plans that aren’t truly medically insured. Coinciding websites that appear trustworthy are also often used to trick elders that aren’t tech-savvy.

If you receive a call from a person claiming to be Medicare personnel asking for your social security number or similar signs, call your insurance company or Medicare to ensure you haven’t been scammed.

3. Credit Card Interest Rate Reduction Scams

Credit card scams are mostly robocalls that target seniors by offering them interest rate reductions on their credit cards to help pay off debt. They will even offer zero interest rates to trick you into acting fast by paying a fee. In some instances scammers will run a check deposit scam, presenting seniors with a fraudulent loan advertisement that results in a check being deposited for a loss. In other instances, scammers claim that they only need to confirm your credit card information to complete the offer. Robocall scams tend to ask for credit card numbers, social security numbers, and related personal information. These scams may affect your long-term financial options. For instance, if you truly are interested in paying off debt by consolidating it through a personal loan, you’ll need to meet a minimum loan credit score. However, your ability to do so after succumbing to this type of scam may be very difficult due to the impact they have on your credit score.

Be careful when sharing your credit card information, especially with companies claiming to lower interest rates. Sharing your personal information with the wrong person could be detrimental to your credit history and future finances.

4. Tech Support Scams

Tech support scams are the most common for seniors.  This method aims to deceive elders through technology because they assume seniors have little to no technology or cybersecurity knowledge. A pop-up message could appear on your computer saying your device is at risk of a virus or your documents are encrypted by providing a number. When you call the number, they ask for information to access your computer or for you to pay to fix the problem. It’s important to avoid opening the pop-ups that want to “help” you.

It’s unsettling to know that these four common scams target vulnerable seniors and abuse their unfamiliarity to commit fraud. These scams can cause significant financial loss to many elders. It’s crucial to look for signs and protect yourself, your personal information, and your money. It’s also beneficial to help any family member that may be a victim of money scammers by providing them with the necessary knowledge needed.

5 Tips to Help Seniors With Estate Planning: How to Choose an Executor

If you own a property, estate planning is something you will do at some point in your life. Especially, if you are a senior citizen, you might have already started wondering how to allocate your assets, be it your land, house, car, or even money in your bank account, and where to look for help.

The most important thing that you’ll need for estate planning is an executor or an estate planning lawyer. Whom to choose depends mostly on where you live.

In this article, we have covered everything you need to know about estate planning.

What is Estate Planning?

The process of arranging tasks to handle a person’s assets in incapacity or death is known as estate planning. Everything from transferring assets to heirs to paying estate taxes is part of the planning process.

The majority of estate plans are developed with the help of a lawyer who specializes in estate planning. You can also reach out to specialized firms for this purpose. An example is McLaren Law Firm in New Orleans.

Let’s check out what estate planning for seniors entails:

  • Deciding how a person’s possessions will be kept, managed, and distributed when they die or become incompetent.
  • Making a will, establishing trusts, and/or arranging charitable gifts to reduce inheritance taxes, appointing an executor and beneficiaries, and making funeral arrangements are all examples of planning responsibilities.
  • A will is a legal document that specifies how an individual’s property and, if applicable, the custody of young children should be handled after death.
  • Various strategies, such as trusts and charitable donations, can reduce estate taxes.

How Can An Executioner Help?

If you are a senior or looking to help your elderly parents, there are several things you should consider. One of the most critical considerations elderly people make when putting together an estate plan is who will be their estate’s executor.

An executor’s job is to administer a person’s estate. To minimize family turmoil and to ensure that the individual’s final wishes are carried out, it’s vital to hire the right person for the task.

Of course, your executor should be someone you trust, but what other qualities should you look for? Start your estate planning early and consider the following factors before making a choice.

1) Choose an Executor Who Lives Nearby

First and foremost, your executor should be near you, both in terms of your connection and geographically.

While dealing with your estate from afar isn’t impossible, it might be more challenging. Therefore, an executor will be someone who ideally lives in your neighborhood.

You could already have a spouse or child in mind when it comes to your relationship. If not, you might be able to enlist the help of a trusted friend. For example, if you live in New Orleans, it’s best if your executor lives in the same state. For any urgent changes or paperwork, it would be really difficult for someone who lives in Florida.

2) It is Preferable That Your Executor is Young and Healthy

If the individual is close to your age or in bad health, a spouse or friend may not be the best choice. It could be better to ask someone who will be there after you’re gone, such as a younger person in good health.

3) Your Executor Should Know Basic Finances

Your executor must have experience managing money, negotiating with financial institutions, and keeping thorough records. They’ll have to meet a lot of deadlines as well.

The ideal executor is trustworthy, honest, patient, well-organized, and capable of handling much paperwork.

4) Make Sure Your Executor is Willing to Help

You could have the perfect person in mind, but you’re unsure if they’ll have the time or motivation to go through the lengthy probate process. Being an executor can sound fun but can get heavy on someone if they are not 100% willing to help as it involves a ton of responsibilities.

If your designated executor declines, the court will appoint someone else. If your executor has little experience with financial or legal issues, they must be ready to research and learn about the estate settlement process.

5) Your Executor Should Be Open-Minded

Your executor should be open to learning new things if they don’t know something. You must pick someone who will seek out professional help when necessary.

Whether or not your executor has prior financial experience, they must feel at ease requesting professional assistance when necessary. They should be able to hire an accountant or an attorney at your estate’s expense if they require help with the probate procedure.

Another thing to keep in mind is that, even if your executor is open-minded, they should have strong opinions and are not easily influenced by others. It is quite common that there would be issues within the family and when it comes to allocating possessions, the family members may interfere.

A naive executor can be a huge problem in this case. So make sure your executor can keep their calm, listen to what family members have to say, and then make a decision on their own according to will.

Choosing a Third-Party Executor

If you still can’t determine who should be your estate’s executor, consider appointing a third-party executor, such as an estate planning lawyer. They are professionals and experienced and can help you out with figuring out the estate plan that would be the most fruitful for you.

Even though they will charge you some fees, they are sure to get your job done perfectly.

Conclusion

Estate planning is crucial for everyone but can be quite confusing. If you are a senior, it would be much more of a hassle for you to make sense of all the legalities.

The most important thing is to get a trustworthy and helpful executor who will be there to help you and make allocations according to your wish when you are gone.

If you don’t think someone in your family or friends would not make a good choice, opt for a professional lawyer who can make the best moves on  behalf of your possessions.

The Different Types of Dementia in Elderly Individuals

As people get older, they become more susceptible to developing dementia, which is a grouping of changes in the brain that cause immense amounts of memory loss. Due to the progression of losing memories, relationships between the diagnosed individual and family members or caregivers can face severe impacts.

There is a way to lessen the impacts, however – and that is through learning about the different types of dementia.

When family members and others providing care have educated themselves, it allows them to better support the diagnosed individual in all aspects of life. Continue reading for a closer look at the various types of dementia – some that you may have never even heard of.

Alzheimer’s Disease

Above all, Alzheimer’s disease is the most common kind (and cause) of dementia experienced by the elderly. By cause, this means that Alzheimer’s develops first and ultimately creates the changes in the brain that are known as dementia(s).

Defined by the death of brain cells, Alzheimer’s envelops a range of early signs, including:

  • Symptoms of depression
  • Mood swings and/or a generally depressed mood
  • Forgetting names, dates, and recent events or happenings
  • Trouble walking and speaking

Especially considering the decline in speech and navigation, home care alternatives may be a solution that family members did not know they needed. If you are a family member, knowing the signs of dementia will make it a simpler journey in finding a caregiver that can work alongside your loved one in the comfort of their own living space.

Vascular Dementia

Among the types of dementia, vascular dementia comes in as the second most common one. Vascular dementia sparks severe declines in an individual’s cognitive abilities, including speech, reasoning, awareness, and memory.

Other kinds of dementia have stages that make the changes easy to track and monitor as time moves forward. With vascular dementia, that is not the case – there is a wide range of symptoms, but no typical or linear progression. Common signs of vascular dementia include:

  • Trouble paying attention
  • Symptoms of depression
  • Frequently getting lost
  • Confusion
  • Difficulty doing tasks that were once easy
  • Misplacing items, regardless of their importance
  • Trouble controlling urination
  • Changes in displayed behaviors, mood, and/or personality
  • Problems with organization

Among these symptoms come plenty more, but it is important to know most of the common ones.

Mixed Dementia

When an individual has mixed dementia, this means they are experiencing a multitude of symptoms from a multitude of dementias. In simpler terms, for example, they could be experiencing signs of vascular dementia, normal pressure hydrocephalus (NPH), and Creutzfeldt-Jakob disease all at once.

Because every one person is different than the next, symptoms of mixed dementia are hard to determine. However, nearly 22 percent of elderly individuals specifically live with Mixed Vascular-Alzheimer’s Dementia (MVAD).

Know the Types of Dementia

While only three common types of dementia were discussed in depth here, there are many more out there. Creutzfeldt-Jakob disease, for example, is a kind of dementia and it is one of the rarest forms.

If you are a family member or someone providing care to an elderly individual with dementia, knowing the types is important. Each type has its own set of signs, which can be useful in determining a course of dementia treatment.

Did you find this article helpful? Discover more informative content like this on our website.

Indoor Activities for Seniors Living in a Nursing Home

Unfortunately, you can’t enjoy spending time outdoors every day. Mother Nature sometimes has other plans, and that is why it is important to have indoor activities for seniors living in a nursing home. Elderly loved ones want to enjoy things while in an assisted living facility, especially on rainy days.

Book Club

Who doesn’t love a good book? Many seniors living in a nursing home have an infinity for reading. An excellent way to interact with other residents is hosting or organizing a book club. Weekly book club meetings give seniors something to look forward to.

Live Music

Many seniors spent the better part of their years enjoying live music. Bring this experience back for them by welcoming cover bands that play music from the era of music they listened to. Live music is a straightforward way to bring smiles to the residents’ faces and allow them to enjoy their afternoon reminiscing about music from their younger years.

Game Night Tournaments

Many assisted living facilities have board games on hand to occupy some residents. Get everyone involved with an exciting game night tournament. These friendly competitions allow residents to tap back into their competitive side and exercise their problem-solving skills.

Card Making & Scrapbooking

Busting out the arts and crafts supplies is easily one of the most fun activities for many seniors. Assist residents in creating elegant cards or scrapbooks with old photos and art supplies. You can even spruce up some projects with satin ribbon. Setting up an arts and crafts opportunity is especially wonderful before holidays, as it allows residents to create thoughtful homemade gifts for their families.

Senior Olympics

This super cool idea brings physical exercise to a whole new level. Incorporate a fun concept into exercise for an effortless healthy indoor activity that makes the rainy day fly by. You can make an entire day of tournaments, offer awards, or create teams. Some exercise ideas include chair yoga, water aerobics, and dancing.

Talent Show

This indoor activity for seniors living in a nursing home allows them to show off their impressive skills and favorite pastimes. Hosting a talent show fuels passion for hobbies the resident might have forgotten about. Talent shows will help them feel young again and act as a group activity that can include everyone.

Indoor hobbies and events for seniors are perfect for crummy rainy days or weekend activities. Showcasing these activities is a thoughtful and well-considered gesture that will delight seniors and encourage them to feel young again. And, if you’re planning ahead for when the weather clears, discover our list of activities seniors will adore in sunny Florida!