Assisted Living in Houston, TX
Having your loved one in Houston, Texas, under the care of a community that is licensed by the Texas Department of Aging and Disability Services, means having the peace of mind knowing that they will be in a safe environment. These communities provide personal care, housekeeping, prepared meals and medication dispensing for your elderly or disabled family member. In Texas, assisted living communities provide individualized health and personal care assistance in a homelike setting with an emphasis on personal dignity, autonomy, independence and privacy.
How to Pay for Assisted Living Care in Houston
When you are thinking about moving yourself or a spouse into an assisted living community, figuring out what you can manage and what support you may be eligible for is a main concern. Medicare, Medicaid, and the Dept of the Veterans Affairs all provide financial aid of some sort to residents of Texas. Many of these federal funded assistance plans are complex and call for applications and approvals. Should you have had coverage in a different state and also have recently moved to TX, your coverage and health benefits might have adjusted, find out more about precisely what is accessible to you in Houston.
Medicare Coverage in Houston to Supplement Assisted Living Costs
Medicare is a federal government funded system meant to help aging adults after they retire. Medicare health insurance addresses short term health care which include healthcare facility stays, skilled nursing care, diagnostic screening, x-rays, and prescription medications. In Texas, Medicare insurance can not be utilized to cover long run health care costs associated with assisted living. Medicare will handle medicine, rehabilitation and therapy because it is prescribed by a health care professional, with a start date and end date. Relocating to an assisted living community is not at all times a choice, if you have an incident or require medical care, Medicare could cover a portion of the initial expense of moving into an assisted living facility. If your activities of daily life are actually too difficult right after your prescribed stay, Medicaid might be able to offer additional monetary support.
Assisted Living Economic Aid in Houston: Medicaid
Medicaid can often be called a security net for individuals who have used up their Medicare benefits. Backing for Medicaid originates from both state and federal government. In Houston, Medicaid covers the money necessary for medical care and professional services in an assisted living community but not the fee for housing. The STAR PLUS program is Texas’ version of Medicaid. With Medicaid being need-based, receivers of monetary aid must require aid in performing frequent everyday responsibilities including bathing, cleaning, prescription supervision, etc. Additionally, sole candidates are required to be making less than $27,000 each year, or $2,250 monthly. Revealing “countable assets” on your application is actually a necessity to determine the personal need for each individual. Married candidates submitting an application for the STAR PLUS program could have unique monetary requirements that’ll be influenced by if one or both spouses are seeking assistance. Prospective applicants trying to submit an application can visit the website and start the process today.
Assisted Living Monetary Support in Houston: US Department of VA Benefits
Armed service veterans can apply for assistance for helping with assisted living bills through the Department of Veterans Affairs at the age of Sixty-five. Economical support from the VA is similar to Medicaid because it is awarded on a need-based program. Disclosure of financial assets and income is required for applicants. If you would like to procure assistance from the VA, visit their site to learn more.
More Options to Help Cover Assisted Living Costs in Houston
In 2015, Texas introduced the Community First Choice choice for individuals of Texas to encourage and enable residents to age in place longer. Many aging adults considering moving into an assisted living facility reach an in-between phase where they require some help around the house but don’t demand continual care or medical attention. The Community First Choice program might be ideal for you. This choice removes the lengthy approvals process or wait lists we have seen with typical federal backed healthcare for aging adults. The program permits family members, who are not spouses, to offer care and be paid by Medicaid.
Frequently Asked Questions on Assisted Living in Houston
How much does assisted living cost in Texas?
The average price of assisted living care in Texas is $3,795 per month based on the annual questionnaire done by Genworth annually. Genworth has been assessing elder care communities in the United States annually for 15 years.
What forms of care are usually common in an assisted living facility?
As defined by the state, assisted living communities must provide specific care services for their occupants to remain licensed. Although assisted living facilities differ by state, you should expect these services to be made available for residents:
- Nursing Care and Medical Services
- Distribution of Medication
- Emergency Call Systems
- Dining Services and Meal Prep
- Exercise and Social Activities
Are assisted living expenses tax deductible?
A lot of assisted living residents are pleasantly surprised to find out that all or the majority of your assisted living expenditures are tax deductible. Based on the Health Insurance Portability and Accountability Act (HIPAA) “long term care services” could be deducted as unreimbursed medical expenses. For a lot of residents, the complete monthly fee can be deductible.
Do assisted living communities have to have a license?
Prior to opening an assisted living facility in Texas the care provider must move through a senior care licensing procedure. Inspectors will provide an in-person trip to the community and a licensure exam needs to be passed so government bodies can ensure care providers are aware of specifications that need to be met and maintained. All listings on our website are of licensed care providers.
The Facts about Assisted Living in Houston, TX
In the 1990’s assisted living as it exists today emerged as an elder care alternative. These communities are for elders for whom independent living is not appropriate, and do not need the 24-hour medical care provided by a nursing home. Other states may use similar terms to describe assisted living which include adult care homes, congregate care and family care homes.
Houston, TX Assisted Living Communities
There are 243 assisted living communities in Houston that might be a right fit for you and your family. See below or click to view a list of the assisted living facilities in Houston. Assisted living communities in Houston range from small residential care homes to large grand communities, all offering the same personal care services for your loved one.
The Houston Area
Houston is a vibrant city located in southeastern Texas. Houston is surrounded by cities such as Sugar Land, Spring, Katy and many more. The city of Houston has a multitude of hospitals, medical complexes and other services for you and your loved one.
Additional Senior Care Options in Houston, TX